Collateral Loans

Vehicles, motorcycles, boats, RVs, ATVs, UTVs and anything that has a title. We can also make loans on antique or classic vehicles with a title and certified appraisal.

Collateral Loans Rates
Loan Type APR*
New Collateral as low as 3.50%
Two Year Old Collateral as low as 4.50%
Used Collateral as low as 5.50%

Personal Loans

Personal Loans Rates
Loan Type APR*
Personal & Partial Share Secured as low as 5.00%
Share Secured as low as 3.00%

Rates effective as of July 1, 2025

The Board reserves the right to adjust the dividend rates at any time due to prevailing economic conditions. Loan rates are dependent on members’ credit worthiness and length of loan. Rates shown are the lowest available for highly qualified members.